WE ARE HIGHLY MOTIVATED & SKILLED NEGOTIATORS IN DEBT RECOVERY…

Debt Collection Specialists

Final Warning offer specialist debt collection services that are ideal for commercial debt collection or for collecting personal debts. When we are instructed for debt collection on your behalf, we don’t stop until we have got every penny back for you.

You may have tried a Small Claims Court or the Money Claim Online service – most of our customers are let down by these debt collection services and don’t understand that you don’t need a piece of paper off as man in a wig to get your money back and instruct a debt collector!

In fact, over 85% of our customers don’t go down the legal by using High Court Enforcement officers such as Court Bailiffs, they don’t need to. Our face to face debt collectors are highly experienced and effective at getting your money back.

We’re experts at assisting our clients with debt collection in a speedy and professional manner and are extremely proud of our high success rates and fantastic reputation in the industry.

You’re in safe hands

Final Warning have an impeccable credit history, unlike many of our competitors who have outstanding debt, county court judgements  and failed to submit their accounts in a timely fashion, or not at all. It is very important when appointing a debt collection company that you do your due diligence.

Traditional debt collection from the experts

We use traditional doorstep face to face debt collection techniques to collect the money owed to our clients. Many clients come to us as a last resort, due to the fact they feel handcuffed by the legal systems in place throughout the UK. We find some debtors get away with non-payment even when a collection agency has been instructed to handle their case.

Here at Final Warning, we refuse to be beaten by your debtors and carry out personal debt collections until the cash has been fully recovered or every avenue has been exploited.

We find that even when pre-vetting is done by clients using systems like Creditsafe, you are still at risk of non-payment. Sometimes it’s because the debtor won’t pay, other times they are simply unwilling to pay what they owe. Debt recovery isn’t complex – you simply need to be professional and don’t give up until the money is repaid. Our debt collectors will not let you down unlike many Court Bailiffs and High Court Enforcement teams.

Many consumers and businesses in the UK treat their bad debt as inconsequential and go on racking up debts with other suppliers. The tailored debt collection techniques used by Final Warning ensure that no debtor has the last laugh when it comes to money owed. No matter how old the debt and as long as we can legally undertake it, our expert team of debt collectors ensure that repayment in full is treated as a priority by your former customer or business acquaintance. We can also travel anywhere in the world, and have recovered debt from people who think they’ve got away with it.

We choose the right approach

Final Warning assess each and every case before taking you on as a client, making sure we fully understand your debt. We will not waste our time and your money chasing deceased or imprisoned debtors and have a number of debt recovery solutions for you. We offer personal debt recovery, commercial debt recovery, asset tracing and recovery, international debt recovery and nationwide debt collection across the whole of the UK including; England, Ireland, Scotland and Wales.

Some clients use our debt recovery services when they have obtained a court judgment via the small claims court or Money Claim Online, while others have tried debt recovery solicitors, Court Bailiffs and other third party debt collectors without success. We offer old fashioned face to face debt recovery across the whole of the UK and have regional offices in; London, Manchester, Bristol, Solihull and Edinburgh.

Why is face to face debt recovery so effective?

If you are facing problems with someone who owes you money but is refusing to pay, there is one way to sort it out effectively – face to face debt collection through a professional debt recovery agency. The Money Claim Online is not going to get you the results you need if you don’t know the address of the debtor, so what’s the point? The whole small claims process is a waste of your time and your money. With many finding this less than satisfactory, it has highlighted how face to face recovery is the only truly effective way to get your money back.

If you have a bad debt, we will do everything in our power to collect it.

There are many online debt collection services that you can now access, these often don’t bare fruit, as emails and letters can be ignored. Your debtor cannot ignore a real person stood in front of them. It is at that point the debtor will begin to take you seriously, the lines of communication that were lost will now be open. The Money Claim Online Service that many try is useless unless you know where the debtor is, and even then has very low success rates. Even Small Claim Courts, if you win, may award a few pounds a week when you know the debtor has the money to pay you.

We can help you or your business handle bad debt on a single case basis, or for businesses take over your entire collection of debtors, and we deal with UK debt collection and overseas debtors, when necessary. You can rely on the professionalism of our debt collectors and we offer high levels of confidentiality when it comes to handling debt collections in the quickest and most successful manner.

We may be old fashioned but we understand your company has a reputation. Your reputation is of paramount importance to us.

A piece  of paper often means nothing! 

Some people think that once they go to court, a Court Bailiff is appointed, justice will prevail and they’ll receive back the money they’re owed. However, just because a well-educated lady or gentlemen in wig makes a judgement in your favour, it doesn’t mean you’ll get your money back. In fact, all a court judgement means is that you have an official piece of paper showing how much you’re owed and who owes it you!

This process can take months and sometimes years. Post Covid-19, it’s estimated it will take, on average, 16 months to get to court –  even then courts are likely to take a lenient approach to many debtors. Is it worth going through this long, drawn -out process when the next stage is to call a company like ours to actually collect the debt?

Instruct us today

When you instruct Final Warning to recover bad debt, you’re working with experts who just won’t take “no” for an answer. In the first instance, we carry out doorstep calls to conduct face to face debt collections and we cover the entire UK and overseas.

It’s never a problem if your debtor has disappeared without a trace from the address registered on your account because our superb investigation techniques will soon winkle out your debtor’s new address. Unlike High Court Enforcement, we will search for your debtor at multiple addresses and travel to where we need to.

We utilise the most technologically advanced tracing systems to track down UK debtors and also specialise in overseas debt recovery. We have almost 75 years’ experience in tracking down debtors and ensuring our clients are paid back the cash that’s owed them. Whenever our debt collection techniques need reinforcement, we put legal actions in place in the High Court.

Quick resolution to the problem

Compared to other methods of debt recovery, face to face is the fastest way of getting your money back. Rather than wasting lots of time sending letters back and forth, debt recovery in person can begin within 24 hours and often get it sorted out in one visit. Even if the initial visit does not work, subsequent visits will still provide quicker results in most cases than sending emails or letters. in comparison, the Money Claim Online service is slow and rarely ends up in a successful outcome.

Impossible to ignore

There is one major advantage debt recovery in person gives – people suddenly find the money in question when they have someone with authority in front of them asking for it! Other ways of trying to get your money back are just too easy to ignore or laugh off. This is certainly not the case when a professional debt collector is there in person to assess the situation and ensure your debt is taken seriously.

Stops you being left until last

One big problem many businesses can have with debtors is being the last in a long queue. This is not ideal as it can see you wait a long time to get paid, if there is any money left by the time your turn comes. Face to face collection eliminates this issue by making sure you are first in line to be paid and not pushed to the back.

Our charges

Our fees are based on reasonable commissions from the debts we collect on your behalf; we charge reasonable expenses to cover the cost of visits and administration, this is fully recoverable from the debtor and added to the debtors liability this ensures that you achieve the best possible returns on cash owed to you. There are no hidden costs when you instruct Final Warning to recover debts, so give us a call today and let’s get the ball rolling immediately.

Do not wait for your debtor to pay others, the one that shouts the loudest will get paid first!

Face to face debt collection with Final Warning

Here at Final Warning, we help UK businesses get the money they are owed. Our professional team of debt collectors are highly experienced in face to face recovery and will get your money back, quickly! Although the current situation with COVID-19 may make this not possible right now in many cases, we will be able to recover your money in person as soon as official advice from the UK Government allows us too.

Communication is key

One of our first objectives is to open lines to communication with your debtor, normally this is what our clients have lost, this is usually because the debtor is usually prioritising other creditors and not you, we at Final Warning make sure you are the first on your debtors mind in a morning and the last thing at night. Those that shout the loudest get paid first.

Act Quickly

The most important factor in a successful recovery is to take action quickly rather than waiting for a Court Bailiff to be appointed! If the debtor won’t pay or can’t pay, there will no doubt be other debts they won’t or can’t pay.

Please get in touch if you’d like to discuss any matter of Personal, Business Debt or Asset Reclamation, we’re happy to talk.

Office Hours
Monday – Thursday: 8am to 6pm
Friday: 8am to 1pm
Saturday – Sunday: Closed